Financing Your Ring

  • No Interest, Minimum Payments for 6 months
  • Easy Application Process
  • 20% Down Payment

At Spence we work with you to make the ring purchase as financially stress free as possible. We don't try to "sell you" anything. Almost any ring can be made to fit any budget. You choose the ring and price you are comfortable with. If you decide to finance your purchase,we are glad to offer a financing plan provided by TD Retail Card Services.

How It Works

  • You fill out the application now and fax it to the Spence store near you. Or you can apply in person at any of our locations.
  • We process the application and let you know the approved amount. Processing only takes 15 minutes.
  • We apply the available credit when you pick up the ring.

For Financing Terms and Conditions: click here

How to Apply


    For US Applications only. Canadian Applications here.

FAX THE APPLICATION FOR APPROVAL