Financing Your Ring

  • No Interest No Payments for 6 months
  • Easy Application Process
  • 20% Down Payment
  • $50 Processing Fee (applied only if you use the approved credit)

At Spence we work with you to make the ring purchase as financially stress free as possible. We don't try to "sell you" anything. Almost any ring can be made to fit any budget. You choose the ring and price you are comfortable with. If you decide to finance your purchase,we are glad to offer a financing plan .

How It Works

  • You fill out the application at the Spence store near you.
  • We process the application and let you know the approved amount. Processing only takes 15 minutes.
  • Your first payment is due 6 months from the transaction date.