Financing Your Ring

  • No Interest No Payments for 6 months
  • Easy Application Process
  • 20% Down Payment
  • $50 Processing Fee (applied only if you use the approved credit)

At Spence we work with you to make the ring purchase as financially stress free as possible. We don't try to "sell you" anything. Almost any ring can be made to fit any budget. You choose the ring and price you are comfortable with. If you decide to finance your purchase,we are glad to offer a financing plan .

How It Works

  • You fill out the application now and fax it to the Spence store near you. Or you can apply in person at any of our locations.
  • We process the application and let you know the approved amount. Processing only takes 15 minutes.
  • We apply the available credit when you pick up the ring.
  • Your first payment is due 6 months from the transaction date.

For Financing Terms and Conditions: click here

How to Apply


    For Canadian Applications only.

FAX THE APPLICATION FOR APPROVAL